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Andalusia, IL
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Buying
Whatever your reason for buying: trading up, downsizing, relocating, or a second home, I want to make your home buying experience easy and hassle free. Below is some useful home buying tips. Contact me at any time with additional questions.
Evaluate your financial situation
What are you expenses? Create a budget. Check your credit report. Save for a down payment to make your monthly payments lower. Choose an expert
As with any important decision, using the expertise of a skilled professional will minimize your risks and increase your opportunities.
Shop for a loan & get pre-approved
Do you already know how much home you can afford? Speak with at least three lenders and mortgage brokers to shop for the best interest rates and programs available to you. Getting pre-approved will allow you take advantage of opportunities sooner rather than later.
Select the neighborhood Think of everything you need or want in a neighborhood. Is it important to be close to a school, your place of employment, or the Interstate? Drive the area and the neighborhood on different days of the week and different times of the day. If neighbors are out, stop and ask them about the area. All these factors influence where you decide to call home.
Find the perfect homeWhat do you need in a home? Is it important to have a large kitchen, small yard, one story, or a three car garage? Find a place that fits your lifestyle. Use this as a starting point as you look different homes for sale. Sign up for my Property Watch VIP and all new listings will be emailed to you.
Home Inspection
Paying for a qualified home inspection before you purchase a home gives you peace of mind. Plus, it's necessary for anyone who wants to avoid the possibility of paying thousands of dollars later for repairs.
Consider a home warranty
A home warranty or home protection plan is a service contract which protects homeowners against the cost of unexpected repairs or replacement of major appliances or systems that break down due to normal wear and tear. The contract protection is usually for one year. Ask me about the Mel Foster Co. Advantage Home Warranty.
Make an offerWith my help, we will determine the best possible purchase offer to make taking into consideration your criteria and circumstances. I will continue to negotiate on your behalf until you are satisfied.
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